We Respect Our Aging Parents by Helping Them Plan for Future Needs
Could this be you? You’re in your thirties or forties, with several active children and a busy social and business life. You’ve got volunteer activities and school programs to keep track of. Your parents are in their seventies or eighties, have their own home, and appear to pay all their bills when due. You have no idea what your parents’ income or assets are because they don’t want to bother...
Keep track of Trust documents!
I had a meeting recently with a client whose spouse had set up an irrevocable life insurance trust (ILIT). The client is the beneficiary of the Trust. The Trust owned a substantial life insurance policy on the spouse. The spouse died 15 years ago, and the insurance policy was promptly paid to the Trust. The client is the Trustee, and established a brokerage account with the funds. The client...
Guardians and Agents under Powers of Attorney (POA) need to be aware of upcoming deadline for municipal lead paint inspection of NJ rental property — owner-occupied isn’t exempt
In 2020 according to one set of data, there were about 550,000 2- and 3-family rental properties in New Jersey. Many seniors own such buildings and live in one of the units. At a certain point in later life, they may be depending on their children (or others) as Power of Attorney or court-appointed Guardian to manage their finances and property. An important deadline is fast approaching that...
Medicaid for Long-Term Nursing Care: A Guide to Qualification and Application Process
At Fink Rosner Ershow-Levenberg Marinaro, LLC, we understand the complexities and emotional challenges involved in planning long-term nursing care. As elder care law lawyers, we’re here to guide you through the Medicaid planning and application process, ensuring you always receive the support you need.
Understanding Medicaid Long-Term Services & Supports (MLTSS)
Medicaid is an...
How to Protect Your Assets and Family: 5 Essential Legal Steps You Need To Know
Although it can be a sad thing to think about, it’s important to think about protecting your assets for when you pass away, or in the event you become incapacitated. Enlisting an attorney to help you plan for later life and prepare the necessary legal documents ensures that your family is protected when the time does come. We’ve put together some of the five essential steps you should take to...
Camp LeJeune Justice Act of 2022 Creates Opportunities For Redress
Many of our clients served in the military between 1953 and 1987. Some of them spent time at Camp LeJeune in North Carolina, became very sick, and pursued claims at the Veterans Administration for service-connected compensation over the years. Now there is a new avenue for civil lawsuits to be brought to obtain possible compensation. On August 10, 2022, President Biden signed the Camp...
“Have you Talked to an Elder Law Attorney yet?”
The world can feel like a confusing, tangled mess when a loved one has dementia and needs to be discharged from a hospital with a major care plan in place. There are so many options, and hospital staff are in a huge hurry the minute the doctor signs the order clearing the patient for discharge. Staff speak in “shorthand,” using code words or acronyms that the patient’s family may not...
Good Reasons to Hire an Elder Law Attorney before a Nursing Home Placement is Made
The following story will illustrate why you should call an elder law attorney before a nursing home placement is made to try and avoid what happened to my client who I will call “Mary.”
2021 Numbers are Out for New Jersey Medicaid/MLTSS
Some 2021 numbers are now published for New Jersey Medicaid’s MLTSS program. These apply to people who are applying for benefits under the MLTSS/ Medicaid program for long-term care services. These numbers relate to the resource limit for a married applicant and spouse, the income “cap” that would trigger a need to set up a...
Woulda, Coulda, Shoulda
How often do we put off taking care of something that we know we should do? Would, coulda, shoulda! That’s a sad conclusion!
There can come a time that a person no longer has the options he had at an earlier time. In some circumstances, statutes of limitations will cut off the ability to pursue a remedy. Or death could be the thing that cuts...