Medicare vs. Medicaid: Understanding Who Pays for Long-Term Care
If you’ve ever heard someone say, “Don’t worry, Medicare will cover the nursing home,” you’re not alone. It’s one of the most common misunderstandings families carry into a crisis, and it can lead to expensive surprises at the worst possible time.
Here’s the reality: Medicare is medical insurance, and it can help with short-term medical care and...
Scary Letters from Social Security — Part Two
HELP! I GOT A SCARY LETTER FROM SOCIAL SECURITY SAYING I OWE THEM MONEY!
If you’ve been on Social Security disability benefits and just got a notice that you owe Social Security money, what should you do? Call us for a consult; we may be able to help!
There are many, many reasons why the Social Security Administration (SSA) may suddenly declare that you are in an overpaid status, and this can,...
Scary Letters from Social Security Disability – Part One
HELP! SOCIAL SECURITY SAYS I’M NOT DISABLED ANYMORE BUT I STILL CAN’T WORK!
There are many reasons why Social Security may send you a letter stating that you are no longer considered disabled and they are terminating your benefits, which Social Security Disability attorneys commonly refer to as “a cessation.”
Most commonly, it is because your claim was medically re-evaluated and the review...
Social Security Rules You May Not Know About
There are many protections built into the Social Security system for insured individuals and their family members. In some cases, an individual didn’t pay into the system long enough to be insured, but can claim benefits based on their relationship to an insured individual. The application can be filed on-line at www.ssa.gov.. You may be surprised to learn of all the benefits available.
Here...
REASONS TO CREATE A DETAILED PLAN FOR LIFELONG CARE OF YOUR CHILD WITH SPECIAL NEEDS
If you’ve been caring for your child who has special needs, you have deep personal knowledge of how your child behaves and responds. You know what they like and what they hate. You know what triggers an anxious or distressed reaction. It could be a flavor, a type of music, a color, or a person.
As an aging parent, you are probably concerned about who will take care of your child when you are...
Keep an Eye on your Federal Benefits During the Shut-Down
With the ongoing Federal Government shutdown entering its second week, it’s very reasonable for individuals who receive some kind of direct government payment or benefit (such as Social Security Retirement benefits, or Medicaid benefits) to be worried about whether their benefits will continue during the shutdown, or whether their ongoing applications or appeals will continue to be processed....
How to Transfer from One Rehab Facility to Another: A Step-by-Step Guide
Medicare pays for up to 100 days of subacute rehabilitation care for qualified situations following an inpatient hospitalization of three days or more. There are times when the patient begins their rehabilitation in one facility, but transfer to another facility is preferable.
Transferring a loved one from one rehabilitation facility to another can often feel overwhelming, especially when...
Here’s Why we Nag our Clients to Name Contingent Beneficiaries in their Wills
A complex case out of Kansas demonstrates why is so important to name back-up contingent beneficiaries in a Will: stuff happens.
IN RE: the Estate of Larry Franklin Holderman. (2025) | FindLaw
A fellow named Larry — the “testator” / the man who signed the Last Will and Testament – lived with his parents. When he signed his Will in 1999, he had (1) a deceased sister who had a...
Medicaid Inheritance Rules: What New Jersey Recipients Need to Know When They Receive Assets
When someone receiving Medicaid benefits in New Jersey suddenly learns they’re about to inherit money or property, they have a complex legal situation that requires immediate attention. Understanding the impact of an inheritance on medicaid eligibility becomes crucial to maintaining vital healthcare coverage while potentially preserving the inherited assets.
Understanding New...
MEDICAL DEBT RELIEF LAW CAN HELP NEW JERSEY RESIDENTS
If you are concerned about medical debts that you may need to pay (whether it’s for yourself or for someone you are financially responsible for), a new law in New Jersey could be very helpful to you. It’s called the “Louisa Carman Medical Debt Relief Act.”
Effective July 22, 2025, a health care service provider that issues a bill to a patient or legally responsible individual cannot try to...